Elizabeth Elliott
Map of Harbor Bluffs
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Neighborhood · Largo, Florida

Harbor Bluffs

Coastal Living Between the Gulf Beaches and Tampa Bay

11

Homes for sale

$1,525,000

Median list price

$599

Avg price / sqft

30

Median days on market

Search Harbor Bluffs on the map

Harbor Bluffs sits in the coastal pocket of Largo, where waterfront lots and pool homes trade the density of the beach islands for a quieter, tree-lined feel that's still minutes from the Gulf. It's the kind of neighborhood where you'll find neighbors on Water View Estates and Harbor Hills streets that end at the water, and where nearby communities like East Bay and Palm Hill round out the area's mix. Assigned to Mildred Helms Elementary, Largo Middle, and Largo High, it's a genuine residential enclave rather than a resort strip.

For buyers today, this is a higher-end market: 11 homes are active with a median list price of $1,525,000 and a wide range from $649,000 up to $4,690,000. Waterfront and pool homes dominate the inventory — six of the active listings are waterfront and ten have pools — and six are priced above $1M. Homes are moving at a healthy clip, with a median of 30 days on market and sellers collecting about 96% of asking, so well-priced properties don't linger.

Harbor Bluffs is a community in Largo, Florida.

Quick facts

$649,000$4.7M price range

2,582 sqft median home

$35/mo median HOA

35 sold in 12 months

Drive times

Tampa Int’l Airport (TPA)40 min
Downtown Tampa46 min

On the market now

Homes for sale in Harbor Bluffs

Every active listing inside the Harbor Bluffs boundary

Open full map search →

Find your fit

Browse Harbor Bluffs

Where the market lives

3
2
2
4
$500K–$750K$750K–$1.0M$1.0M–$2.0M$2.0M+

The numbers that matter

The Harbor Bluffs market

35

Sold, last 12 months

$870,000

Median sold price

96%

Sale-to-list ratio

What sellers actually get vs asking

18 days

Median time to sell

Harbor Bluffs vs Largo

Median list price

Harbor Bluffs$1.5M
Largo Co.$270K

Price per sqft

Harbor Bluffs$599
Largo Co.$247

Days on market

Harbor Bluffs30d
Largo Co.42d

Median sold price — 3-yr, 3-mo rolling

22.3% yr/yr

$500K$851K$1.2MJul ’23Jun ’26

Homes sold per month

036Jun ’24Jun ’26

Live Stellar MLS data — every listing and closed sale inside the Harbor Bluffs boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Harbor Bluffs is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Harbor Bluffs home

$9,042/mo

Principal & interest $8,035
Property tax $762
HOA / fees $35
Insurance (est.) $210

$1,525,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$35/mo

Median HOA

From current listings inside the boundary

Population

1,626

Median age

55

Median income

$134,535

Median home value

$673,943

Beyond the listings

Living in Harbor Bluffs

Lifestyles

Top 12% in the U.S.

Wealth Signaling

Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.

Relationships

Top 14% in the U.S.

Networking

Driven to succeed in the business world, this population seeks to progress in their career through networking happy hours, summits, and connecting with other professionals online.

Food & Drink

Top 15% in the U.S.

Fueling for Fitness

A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.

Food & Drink

Top 15% in the U.S.

Sweet Treats

This population has a sweet tooth, and they're looking for treats to satisfy their sugar craving, including candy, cupcakes and flavorful toppings.

Relationships

Top 15% in the U.S.

Girl Squad

From girls night out to a movie night in with their closest gal pals, this population is all about getting the girls together for an evening of fun.

Hobbies & Interests

Top 16% in the U.S.

Dog Lovers

Pups are just another member of the family. Dog lovers adore their tail-wagging friends and are looking for new ways to make them happy.

On the calendar

Near Harbor Bluffs

People who close here

Our Largo experts

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More Largo neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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