Elizabeth Elliott
Pending
$389,990$399,9904 bd2.5 ba2,252 sqft$173 /sqft$2,856 /mo all-in ↓

3252 CHICA CIRCLE, MELBOURNE, FL, 32904

Pending119 days on marketListed Mar 28, 2026MLS #A4687890

Priced 20% below the MELBOURNE 32904 medianReduced $10KSingle Family ResidenceFAIRMONT

About this home

3252 CHICA CIRCLE

Welcome to this beautifully renovated two-story home offering the perfect blend of modern updates, functional layout, and move-in-ready convenience. Located in a desirable area, this property has been thoughtfully upgraded throughout, making it an ideal choice for buyers seeking a turnkey home with style and space. Step inside to discover a bright and open floor plan featuring brand-new luxury vinyl plank flooring that flows seamlessly throughout the main living areas. The spacious living and dining areas provide plenty of room for entertaining, enhanced by abundant natural light and a clean, modern aesthetic. A separate flex space with glass-pane French doors offers the perfect setup for a home office, playroom, or additional living area—an increasingly valuable feature for today’s lifestyle. The kitchen is centrally located and designed for both function and flow, featuring white cabinetry, ample counter space, a center island, and a full appliance package. Its open connection to the main living areas makes it ideal for gatherings and everyday living. Upstairs and throughout the home, you’ll find generously sized rooms, fresh interior paint, updated fixtures, and a cohesive design that gives the home a polished, consistent feel. Every detail has been addressed to ensure a clean, modern presentation that appeals to today’s buyers. The exterior offers strong curb appeal with fresh paint, a well-maintained roof, and a spacious two-car garage. The yard provides room to personalize and enhance, while already offering a clean and inviting first impression. Mature landscaping and palm trees add to the Florida charm and outdoor appeal. This home stands out as a fully renovated property with no immediate work needed—just move in and enjoy. With its combination of updated interiors, flexible living spaces, and attractive exterior, this property delivers excellent value in today’s market. Don’t miss the opportunity to own a stylish, move-in-ready home that checks all the boxes for comfort, functionality, and modern living.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,252

Sqft

0.13 ac

Lot size

2

Garage

2007

Year built

Two

Levels

$173

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Dishwasher · Disposal · Microwave · Refrigerator · Washer
InteriorOpen Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ExteriorSidewalk

Community & fees

HOA fee$44/mo
Taxes (2025)$2,198/yr
PetsBreed Restrictions

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Phone Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,856 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$183
HOA fee — from the listing$44
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,650Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,650
Interest rate6.00%
Loan term

Estimated payment

$2,856/mo

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$183
HOA / condo fee$44
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Melbourne

Map of 3252 CHICA CIRCLE

Drive times from this address

Orlando Int’l Airport (MCO)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Melbourne. See the full Melbourne guide →

MELBOURNE 32904 — neighborhood snapshot

Population

36,885

Median age

41.2

Median income

$86,943

Median home value

$334,400

Avg household

2.62

Households w/ children

4,078

For the school run

Brevard County School District

ElementaryMeadowlane Primary Elementary School
ElementaryMeadowlane Intermediate Elementary School★★★★★
MiddleCentral Middle School★★★★★
HighMelbourne Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Melbourne market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$404K$320K

Melbourne median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Melbourne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the MELBOURNE 32904 median. See the full Melbourne market guide →

Paper trail

This home's history

CurrentPrice reduced to $389,990 $10K
Mar 28, 2026Listed at $399,990 · 119 days on market since
2007Built · FAIRMONT

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3252 CHICA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3252 CHICA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Elizabeth's phone and CRM.

Goes straight to Elizabeth’s phone and CRM.

Straight answers

3252 CHICA CIRCLE FAQs

What would the monthly payment be for 3252 CHICA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,856/mo — principal and interest, the actual property-tax bill, the $44/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3252 CHICA CIRCLE?+

The association fee works out to $44 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3252 CHICA CIRCLE?+

The most recent tax bill on record (2025) was $2,198. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3252 CHICA CIRCLE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Melbourne?+

At $389,990, this home is listed about 4% below the Melbourne median of $404,555. The market section on this page shows how the area is trending.

Which schools are assigned to 3252 CHICA CIRCLE?+

Meadowlane Primary Elementary School (elementary), Meadowlane Intermediate Elementary School (elementary), Central Middle School (middle), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the MELBOURNE 32904 market on paper

$389,990 is 20% below the MELBOURNE 32904 median of $489,000, and at $173/sqft it sits under the Melbourne average of $235.

02Time on market is leverage

119 days on market against a Melbourne median of 21 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Meadowlane Primary Elementary School, Meadowlane Intermediate Elementary School, Central Middle School, Melbourne Senior High School — Melbourne Senior High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $399,990, now $389,990 — a $10K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP MVP · Loukas Masouras. MLS #A4687890.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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