TBD Lot 35 SE US 41 HIGHWAY, WHITE SPRINGS, FL, 32096
Active2 days on marketListed Aug 14, 2026MLS #A4702988
About this home
TBD Lot 35 SE US 41 HIGHWAY
SELLER FINANCING AVAILABLE! 11.515± Acres Near US Highway 41 – Hamilton County, FL. Rare opportunity to own 11.51± acres of vacant land in Hamilton County, accessed via a private dirt road just off US Highway 41. Zoned A-4 (Agriculture), the parcel permits single-family and manufactured/mobile homes (450 sq ft minimum dwelling size), offering flexibility for a homestead, small farm, hunting retreat, or long-term investment hold. Per correspondence with Hamilton County Land Use, no wetlands or flood zone restrictions currently apply, and standard setbacks are 30' front / 15' side / 25' rear — buyer to verify independently. Boundary survey available. Conveniently located near Highway 41, within reach of Jasper and Live Oak. Property to be sold as-is; buyer to independently verify access, zoning, utilities and any other details to their satisfaction.
Facts & features
The home at a glance
11.51 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$857 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$857/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside White Springs
Get to know White Springs. See the full White Springs guide →
WHITE SPRINGS 32096 — neighborhood snapshot
Population
2,977
Median age
41.5
Median income
$50,000
Median home value
$111,800
Avg household
2.4
Households w/ children
385
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The White Springs market
$759K → $305K
White Springs median sold, yr/yr
Median sold price, White Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the WHITE SPRINGS 32096 median. See the full White Springs market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about TBD Lot 35 SE US 41 HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD Lot 35 SE US 41 HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Elizabeth's phone and CRM.
Straight answers
TBD Lot 35 SE US 41 HIGHWAY FAQs
What would the monthly payment be for TBD Lot 35 SE US 41 HIGHWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $857/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD Lot 35 SE US 41 HIGHWAY?+
The most recent tax bill on record (2025) was $842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in White Springs?+
At $99,000, this home is listed about 67% below the White Springs median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to TBD Lot 35 SE US 41 HIGHWAY?+
Five Points Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4702988.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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