Elizabeth Elliott
$339,990$360,9904 bd2 ba1,862 sqft$183 /sqft$2,312 /mo all-in ↓

16 RYBARK LANE, PALM COAST, FL, 32164

Active137 days on marketListed Mar 4, 2026MLS #FC316632

Reduced $21KNew constructionSingle Family ResidencePALM COAST SECTION 32

About this home

16 RYBARK LANE

READY NOW! Includes gutters, fridge, washer/dryer, blinds, epoxy garage & garage door opener!! The Cali floor plan offers 1,862 square feet of thoughtfully designed living space with 4 bedrooms, 2 bathrooms, and a 2-car garage — the perfect balance of comfort and functionality. This popular layout features a spacious open-concept design where the kitchen, dining area, and large gathering room all flow together seamlessly in one expansive space. With abundant natural light throughout, the main living area feels bright, welcoming, and ideal for both everyday living and special occasions. The kitchen is a true centerpiece, featuring a large island perfect for entertaining, casual dining, or homework time. You’ll love the generous counter space for meal prep and hosting, making it easy to gather with friends and family while staying connected to the action in the gathering room. The private owner’s suite offers a relaxing retreat with a spacious walk-in closet and an en-suite bath complete with dual sinks for added convenience. Three additional bedrooms provide flexibility for family members, guests, or even a home office, all with comfortable, nicely sized layouts. Call our Online Sales Concierge to get started today! Built with energy-efficient features and equipped with smart home technology, the Cali delivers modern convenience, savings, and style — making it the perfect home for entertaining and everyday living. Call us today if you’re ready to call Cali home!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,862

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$183

Per sqft

Pets allowed

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Range
InteriorLiving Room/Dining Room Combo · Open Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesSouthwest
ExteriorOther

Community & fees

Taxes (2025)$0/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,312 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,001
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,624/mo

Principal & interest$2,001
FHA mortgage insurance (est.)$150
Est. property taxes$312
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$323KedgeAI estimate $342,678 · range $336K$345K$359K

vs edgeAI estimate

−0.8%

$/sqft vs PALM COAST SECTION 32

$183 vs $197

Days on market

137 vs 47 typical

Where $183/sqft sits among the 7 homes for sale in PALM COAST SECTION 32

2 · this home
2
1
0
0
2
$177–190$190–204$204–217$217–230$230–244$244+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lehigh Woods

Map of 16 RYBARK LANE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Lehigh Woods — neighborhood snapshot

Population

13,339

Median age

44

Median income

$69,773

Median home value

$292,425

Avg household

3

Households w/ children

1,584

For the school run

Flagler County School District

ElementaryRymfire Elementary School★★★★★
MiddleBuddy Taylor Middle School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

3 of 7

PALM COAST SECTION 32 have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $339,990 $21K
Mar 4, 2026Listed at $360,990 · 137 days on market since
2026Built · PALM COAST SECTION 32

Reality check

What actually sold near 16 RYBARK LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

75 PIEDMONT DRIVESold · Dec ’25

$345,000

75 PIEDMONT DRIVE · same community

4 bd · 2 ba · 1,862 sqft · $185/sqft · 49 DOM

12 PRINCESS LUISE LANESold · Mar ’26

$339,990

12 PRINCESS LUISE LANE · same community

4 bd · 2 ba · 1,862 sqft · $183/sqft · 41 DOM

6 PORRAL PLACESold · Mar ’26

$349,750

6 PORRAL PLACE · same community

4 bd · 2 ba · 1,862 sqft · $188/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16 RYBARK LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16 RYBARK LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Elizabeth's phone and CRM.

Goes straight to Elizabeth’s phone and CRM.

Straight answers

16 RYBARK LANE FAQs

What would the monthly payment be for 16 RYBARK LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,312/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16 RYBARK LANE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16 RYBARK LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $339,990, this home is listed about 14% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16 RYBARK LANE?+

Rymfire Elementary School (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DR HORTON REALTY INC. · Charlie Rogers. MLS #FC316632.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palm Coast homes, in your inbox

Like 16 RYBARK LANE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Elizabeth to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 20, 2026 at 2:16 AM UTC. The listing information on this page last changed on July 20, 2026 at 2:16 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 20, 2026 at 2:16 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 20, 2026 at 2:16 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.