1212 OSPREY RIDGE DRIVE, EUSTIS, FL, 32736
Active1 days on marketListed Jul 24, 2026MLS #G5115359
About this home
1212 OSPREY RIDGE DRIVE
Tucked away in the private gated community of Spring Ridge Estates, this beautifully maintained 4-bedroom, 2-bath home offers the perfect combination of comfort, privacy, and convenience. Situated on an oversized lot with no rear neighbors, this property provides a peaceful backyard setting while remaining just minutes from shopping, dining, downtown Eustis, historic Mount Dora, and major roadways. Step inside to discover an inviting split-bedroom floor plan featuring newer luxury vinyl plank flooring, spacious formal living and dining areas, and an open-concept kitchen overlooking the generous family room—creating the ideal space for everyday living and entertaining. The kitchen offers abundant cabinetry, ample counter space, stainless steel appliances, and a large pantry to keep everything organized. The private primary suite is thoughtfully separated from the guest bedrooms and features a walk-in closet, dual vanities, a relaxing garden tub, and a separate walk-in shower. Three additional bedrooms provide flexibility for family, guests, or a home office. Outside, you'll appreciate the fully fenced backyard with plenty of room for pets, play, or future outdoor living, along with a micro-irrigation system to help keep the landscaping looking its best. If you've been searching for a move-in ready home in a gated community with an oversized lot, modern updates, and an unbeatable Lake County location, this is one you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,932
Sqft
0.24 ac
Lot size
2
Garage
2016
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,951 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,951/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3%
$/sqft vs Eustis actives
$186 vs $203
Days on market
1 vs 36 typical
Where $186/sqft sits among the 203 Eustis actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eustis
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eustis. See the full Eustis guide →
EUSTIS 32736 — neighborhood snapshot
Population
11,582
Median age
49.5
Median income
$83,727
Median home value
$352,100
Avg household
2.76
Households w/ children
929
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eustis market
$336K → $355K
Eustis median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
104 of 203
Eustis actives have cut their price
Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the EUSTIS 32736 median. See the full Eustis market guide →
Paper trail
This home's history
Reality check
What actually sold near 1212 OSPREY RIDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$315,000
2229 SANDRIDGE CIRCLE
3 bd · 2 ba · 1,874 sqft · $168/sqft · 14 DOM
Sold · Jun ’26$340,000
4040 CASTERLY ROCK COURT
3 bd · 2 ba · 1,839 sqft · $185/sqft · 111 DOM
Sold · Dec ’25$340,000
4010 BROOKSHIRE CIRCLE
4 bd · 3 ba · 2,084 sqft · $163/sqft · 176 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1212 OSPREY RIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1212 OSPREY RIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Elizabeth's phone and CRM.
Straight answers
1212 OSPREY RIDGE DRIVE FAQs
What would the monthly payment be for 1212 OSPREY RIDGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,951/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1212 OSPREY RIDGE DRIVE?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1212 OSPREY RIDGE DRIVE?+
The most recent tax bill on record (2025) was $4,770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1212 OSPREY RIDGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eustis?+
At $360,000, this home is listed about 6% below the Eustis median of $382,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1212 OSPREY RIDGE DRIVE?+
Eustis Middle School (middle), Eustis High School (high), Eustis Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER VANGUARD EDGE · James Armstrong, III. MLS #G5115359.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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