
3773 SW HERLONG STREET, FORT WHITE, FL, 32038
Active4 days on marketListed Aug 13, 2026MLS #GC542720
About this home
3773 SW HERLONG STREET
Nearly 10 acres of North Florida living, already set up and ready for someone with a vision. Located on a paved road near Fort White and Ichetucknee Springs, this 9.58-acre property offers the space, privacy, mature trees, and established infrastructure that can take years and significant expense to create from raw land. The existing 3-bedroom, 2-bath residence is currently habitable and provides the opportunity to move onto the property now while updating and improving it over time. A private well, septic system, electrical service, fencing, and established homesite are already in place. The property also includes a storage shed with electrical service, providing valuable space for tools, equipment, hobbies, or workshop use. For buyers dreaming of country living, there is room here to make that dream your own. Association restrictions prohibit sheep, swine, and goats, while other livestock is permitted, including horses and cattle. Whether your plans include horses, gardening, outdoor projects, recreational equipment, or simply enjoying the privacy of nearly 10 acres, the land is the true centerpiece of this property. An RV area also has electrical service available. There is currently no septic connection at the RV location. The home can be occupied in its present condition; however, buyers should be aware that the property may not meet the requirements for FHA, VA, USDA, or other government-backed financing in its current condition. Rehabilitation or specialty loan programs may be available, but financing eligibility is entirely dependent upon the buyer, the property, and the requirements of the buyer's specific lender. Buyers should verify available financing prior to submitting an offer. This is an opportunity to purchase more than a house. It is an established acreage property with utilities, improvements, paved access, and room to create the North Florida lifestyle you've been looking for. Buyer to verify all boundaries and lot lines. Lot lines in photos are represenative and not meant to replace a true survey.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,296
Sqft
9.58 ac
Lot size
1994
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,679 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,679/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort White actives
$166 vs $260
Days on market
4 vs 68 typical
Where $166/sqft sits among the 15 Fort White actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort White
Get to know Fort White. See the full Fort White guide →
FORT WHITE 32038 — neighborhood snapshot
Population
10,035
Median age
51.2
Median income
$58,075
Median home value
$179,300
Avg household
2.58
Households w/ children
1,072
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$330K → $351K
Fort White median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
10 of 15
Fort White actives have cut their price
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3773 SW HERLONG STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3773 SW HERLONG STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Elizabeth's phone and CRM.
Straight answers
3773 SW HERLONG STREET FAQs
What would the monthly payment be for 3773 SW HERLONG STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,679/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3773 SW HERLONG STREET?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3773 SW HERLONG STREET?+
The most recent tax bill on record (2025) was $1,659. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3773 SW HERLONG STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort White?+
At $214,900, this home is listed about 41% below the Fort White median of $364,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3773 SW HERLONG STREET?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · David Amerio, Jr. MLS #GC542720.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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