8605 BAY SHORE COVE, ORLANDO, FL, 32836
Active1 days on marketListed Aug 14, 2026MLS #O6433035
About this home
8605 BAY SHORE COVE
Luxurious Lakefront Estate in Bay Vista Estates, Nested in the coveted Bay Vista Estate community, this stunning 6-bedroom, 7-bathroom lakefront home offers unparalleled luxury living. Perched on the shores of Big Sand Lake, this magnificent residence boasts breathtaking panoramic views from its expansive windows, seamlessly integrating indoor and outdoor living spaces. Interior Features; Soaring high ceilings and abundant natural light, Tile flooring throughout, custom-designed kitchen with double refrigerator, stainless steel appliances, middle island, and oversized nook area. This beauty offers a flexible and accommodating floor plan, every room is an en-suite, the elegant stairs with iron railing take you upstairs to a spacious and additional family room and office with a lake view, and to the luxurious master suite that is breathtaking and a second bedroom with private bath. Step outside to your private oasis featuring a sparkling pool, and expansive paved area with a fully equipped outdoor kitchen perfect for hosting unforgettable gatherings with beautiful Florida weather! The home location is in a top A-rated school district, near restaurant row, upscale shopping, and dining, and convenient access to the airport and theme parks. Experience the best of Orlando's luxury lakefront living. Schedule Your Private Tour Today! Don't miss this rare opportunity to own a one-of-a-kind lakefront estate in Dr. Philips. Contact me to arrange a private viewing and make this incredible property yours.
Facts & features
The home at a glance
6
Bedrooms
7.5
Bathrooms
5,422
Sqft
0.87 ac
Lot size
2
Garage
1986
Year built
Two
Levels
$535
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$222,187 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$222,187/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bay Vista Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Bay Vista Estates — neighborhood snapshot
Population
932
Median age
45
Median income
$119,761
Median home value
$572,400
Avg household
3
Households w/ children
71%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 226% above the ORLANDO 32836 median. See the full Orlando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8605 BAY SHORE COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8605 BAY SHORE COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Elizabeth's phone and CRM.
Straight answers
8605 BAY SHORE COVE FAQs
What would the monthly payment be for 8605 BAY SHORE COVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $222,187/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8605 BAY SHORE COVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8605 BAY SHORE COVE?+
The most recent tax bill on record (2024) was $2,463,104. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8605 BAY SHORE COVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $2,900,000, this home is listed about 652% above the Orlando median of $385,750. The market section on this page shows how the area is trending.
Which schools are assigned to 8605 BAY SHORE COVE?+
Bay Meadows Elementary (elementary), Lake Buena Vista High School (high), Southwest Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,900,000 runs 226% above the ORLANDO 32836 median — but at 5,422 sqft it's also nearly 3 times the size of the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Orlando market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Bay Meadows Elementary, Lake Buena Vista High School, Southwest Middle — Bay Meadows Elementary rates 5 of 5. Always verify assignments with the district.
Listing courtesy of COLDWELL BANKER REALTY · Eman Barghouti, PA. MLS #O6433035.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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