Elizabeth Elliott
$724,9003 bd2 ba1,948 sqft$372 /sqft$4,447 /mo all-in ↓

12045 EAGLE POINT COURT, LEESBURG, FL, 34788

Active1 days on marketListed Aug 18, 2026MLS #O6434605

New constructionWaterfrontSingle Family ResidenceEAGLES POINT SUB

About this home

12045 EAGLE POINT COURT

Pre-Construction. To be built. Build your dream waterfront escape with direct access to the Harris Chain of Lakes! This 0.41-acre homesite includes a new boat dock and direct canal access to the Harris Chain of Lakes. With customizable options available through the builder, you have the opportunity to create a home designed around your lifestyle while enjoying the space, convenience, and freedom of waterfront living. The thoughtfully designed home features a spacious 3-car garage and approximately a spacious 0.41 acre lot to enjoy. Inside, solid-surface flooring, such as luxury vinyl plank, will flow throughout the main living areas and bedrooms, offering a stylish, low-maintenance finish with no carpet. The kitchen is designed for both everyday living and entertaining, featuring 42-inch solid-wood upper cabinets with soft-close doors and drawers, solid-surface countertops such as quartz, a large kitchen island, recessed lighting, a stainless steel appliance package, and walk-in pantry. Decorative lighting allowances for the dining area, kitchen island, bathrooms, and entry allow you to add your own personal style. The primary suite offers a beautifully appointed bathroom with a frameless or semi-frameless glass shower enclosure, while both bathrooms feature large vanity mirrors, quality plumbing fixtures, solid-wood cabinetry with soft-close doors and drawers, solid-surface countertops, and water-saving toilets. Thoughtful details throughout the home are designed with efficiency in mind. Features USB/USB-C combination outlets, a high-efficiency central HVAC system, programmable or Wi-Fi-capable thermostat, energy-efficient windows, an energy-efficient water heater, and insulated exterior entry doors. The home will also feature a 30-year architectural dimensional shingle roof. Outside, the waterfront lifestyle truly takes center stage. A new boat dock is included, with electrical service, water/hose connection, and dock lighting. The yard space will be your own personal oasis with a builder landscape package, an irrigation system, finished front-entry landscaping, and Florida-friendly sod to complete the exterior. Imagine stepping outside, heading down to your private dock, and spending the day exploring the Harris Chain of Lakes. Whether you're dreaming of boating, fishing, relaxing by the water, or simply enjoying the peace and privacy of your own waterfront property, this is an incredible opportunity to build the home you've always envisioned. With direct canal access, a brand-new dock, customizable finishes, energy-efficient features, and plenty of room to spread out, your Harris Chain boating lifestyle starts here. Don't wait, contact us for more information today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,948

Sqft

0.41 ac

Lot size

3

Garage

2027

Year built

One

Levels

$372

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway
ExteriorOther

Community & fees

HOA fee$15/mo
Taxes (2025)$1,066/yr
PetsCats OK, Dogs OK, Number Limit, Yes

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,447 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2025 actual bill$89
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,490
Interest rate6.00%
Loan term

Estimated payment

$4,447/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$89
HOA / condo fee$15
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $725K
$468KedgeAI estimate $488,156 · range $488K$489K$754K

vs edgeAI estimate

+48.5%

Days on market

1 vs 57 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 12045 EAGLE POINT COURT

Drive times from this address

Downtown Orlando63 min
Universal Orlando67 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34788 — neighborhood snapshot

Population

21,867

Median age

56.4

Median income

$57,477

Median home value

$168,900

Avg household

2.33

Households w/ children

1,648

For the school run

Lake County School District

ElementaryTreadway Elementary School★★★★★
HighLeesburg High School★★★★
MiddleOak Park Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$269K$290K

Leesburg median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 146% above the LEESBURG 34788 median. See the full Leesburg market guide →

Paper trail

This home's history

Aug 18, 2026Listed at $724,900 · 1 days on market since
2027Built · EAGLES POINT SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12045 EAGLE POINT COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12045 EAGLE POINT COURT — before you fall in love.

See it in person

Schedule a tour

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Straight answers

12045 EAGLE POINT COURT FAQs

What would the monthly payment be for 12045 EAGLE POINT COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,447/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12045 EAGLE POINT COURT?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12045 EAGLE POINT COURT?+

The most recent tax bill on record (2025) was $1,066. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12045 EAGLE POINT COURT?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $724,900, this home is listed about 142% above the Leesburg median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12045 EAGLE POINT COURT?+

Treadway Elementary School (elementary), Leesburg High School (high), Oak Park Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$724,900 runs 146% above the LEESBURG 34788 median — but at 1,948 sqft it's also 18% larger than the typical Leesburg listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Leesburg market that averages 57 — if it fits, move quickly.

Listing courtesy of DENIZ REALTY PARTNERS LLC · Kyle Gunter. MLS #O6434605.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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