7021 N PALMER WAY, HERNANDO, FL, 34442
Active2 days on marketListed Aug 6, 2026MLS #P4939521
About this home
7021 N PALMER WAY
Build Your Dream Home or Place a New Manufactured Home! This residential lot offers the flexibility of site-built or manufactured homes, giving you multiple options to create your ideal property. Conveniently located in Hernando with easy access to shopping, dining, medical facilities, Crystal River, Inverness, and Ocala, you’ll enjoy peaceful country living while remaining close to everyday conveniences. An existing well is already on the property, providing added value for future development. The property currently includes an older mobile home that is not habitable and will need to be removed. To make the process easier, the sellers have quotes available and a trusted team ready to assist buyers with removal, helping simplify your path to building. Buyers may benefit from reduced impact fees when replacing the home. Buyers should verify all information with Citrus County to confirm eligibility and applicable fees. Don’t miss this opportunity to own a versatile homesite with valuable existing improvements and excellent potential!
Facts & features
The home at a glance
0.98 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$631 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$631/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $340K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 7021 N PALMER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$180,000
6978 N PALMER WAY · same community
3 bd · 2 ba · 1,352 sqft · $133/sqft · 4 DOM
Sold · Mar ’26$180,000
6287 N CREW TERRACE
2 bd · 1 ba · 660 sqft · $273/sqft · 31 DOM
Sold · Dec ’25$85,000
3806 E ART LANE
2 bd · 1 ba · 672 sqft · $126/sqft · 274 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7021 N PALMER WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7021 N PALMER WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Elizabeth's phone and CRM.
Straight answers
7021 N PALMER WAY FAQs
What would the monthly payment be for 7021 N PALMER WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $631/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7021 N PALMER WAY?+
The most recent tax bill on record (2025) was $1,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $59,999, this home is listed about 84% below the Hernando median of $379,500. The market section on this page shows how the area is trending.
Which schools are assigned to 7021 N PALMER WAY?+
Hernando Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WHITMORE PROPERTIES · Samantha Whitmore. MLS #P4939521.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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