485 FLAMINGO DRIVE, APOLLO BEACH, FL, 33572
Active8 days on marketListed Jul 31, 2026MLS #TB8534624
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About this home
485 FLAMINGO DRIVE
77 FEET OF SALTWATER CANAL FRONTAGE — YOUR PRIVATE GATEWAY TO TAMPA BAY | Welcome to a beautiful waterfront retreat where coastal living, comfort, and convenience come together in one of Apollo Beach's most sought-after boating locations. Set on a protected saltwater canal with 77 feet of frontage and easy access out to Tampa Bay, this 3-bedroom, 2-bath home is a rare find for boaters who want peace of mind without sacrificing lifestyle. And with no HOA and no restrictions, you're free to enjoy this waterfront freedom on your own terms. Inside, a bright, open floor plan welcomes you with natural light, spacious living areas, and effortless indoor-outdoor flow. Tile flooring runs throughout the entire home, creating a cohesive, low-maintenance foundation for the light-filled living and dining spaces, while the well-appointed kitchen opens directly to the main gathering areas—ideal for entertaining or simply enjoying everyday life by the water. This home has been thoughtfully updated over the last six years for lasting peace of mind, including a metal roof, new electrical panels and wiring, hurricane impact windows and sliding doors, and hurricane shutters for added storm protection. An enclosed lanai extends the living space, offering a comfortable spot to take in the Florida breeze year-round. Outside is where this property truly shines. A beautifully landscaped, private waterfront oasis with lush grass and mature palms sets the scene, while a 2-car attached garage plus a covered carport and a second reinforced pad give boaters and RV owners all the space they need. The seawall has been rebuilt and raised above standard height, and the dock has been redone with durable, low-maintenance composite wood—giving you a turnkey launch point for a day on Tampa Bay or a front-row seat to spectacular Florida sunsets. Just minutes from shopping, dining, parks, marinas, and major commuter routes, this home offers the best of both worlds: the calm of protected waterfront living with quick, convenient access to everything Apollo Beach has to offer. Move-in ready and backed by major recent updates, this is a rare opportunity to own a true boater's paradise—homes with this combination of canal frontage, storm-hardened updates, and no HOA don't come around often.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,439
Sqft
0.22 ac
Lot size
2
Garage
1966
Year built
One
Levels
$485
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,237 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,237/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+109.1%
$/sqft vs Apollo Beach actives
$485 vs $223
Days on market
8 vs 50 typical
Where $485/sqft sits among the 383 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $458K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
222 of 383
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 485 FLAMINGO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$275,000
218 SUMMERSIDE COURT
2 bd · 2 ba · 1,546 sqft · $178/sqft · 121 DOM
Sold · Apr ’26$275,000
226 SUMMERSIDE COURT
3 bd · 2 ba · 1,546 sqft · $178/sqft · 88 DOM
Sold · Dec ’25$270,000
208 OCEANIA COURT
2 bd · 2 ba · 1,546 sqft · $175/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 485 FLAMINGO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 485 FLAMINGO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Elizabeth's phone and CRM.
Straight answers
485 FLAMINGO DRIVE FAQs
What would the monthly payment be for 485 FLAMINGO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,237/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 485 FLAMINGO DRIVE?+
The most recent tax bill on record (2025) was $555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apollo Beach?+
At $698,500, this home is listed about 43% above the Apollo Beach median of $489,450. The market section on this page shows how the area is trending.
Which schools are assigned to 485 FLAMINGO DRIVE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Leisa Mohler-Erickson. MLS #TB8534624.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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