Elizabeth Elliott
$360,000$399,9002 bd2 ba1,900 sqft$189 /sqft$3,018 /mo all-in ↓

1933 ARBOR KNOLL LOOP, TRINITY, FL, 34655

Active97 days on marketListed Apr 13, 2026MLS #W7884805

Reduced $40KWaterfrontVillaHERITAGE SPRINGS VILLAGE 24 & VILLAGE 24A

About this home

1933 ARBOR KNOLL LOOP

Pride of ownership shows in this 2 Bedrooms, 2 Full Baths, 2 Car Garage Villa with a view of the Ponds! Once you arrive you will notice the lush landscaping that brings you to the front door that has glass side panels for natural light. Once inside the foyer you have a closet, soaring ceilings and designer style luxury wide plank vinyl flooring throughout for easy care. The living & dining rooms makes entertaining easy with plenty of room for those holiday meals. This kitchen has white cabinets that are soft closing, pot drawers, pantry cabinet w/pullout shelves, spice racks, closet pantry, stainless steel appliances, quartz countertops w/breakfast bar and a wonderful breakfast nook area to enjoy the view. The Primary bedroom has two walk in closets, ceiling fan and the primary bathroom has wood vanity w/drawers, linen closet, walk in shower w/glass enclosure. There is a hallway w/linen closet to the guest bathroom that has wood vanity w/drawers and tub w/shower. The guest bedroom has ceiling fan and a large walk in closet. The sliders in the living room lead you to the den/office with newer double pane windows. The laundry room has washer, dryer, cabinets, shelving & sink. The garage a has pull down staircase to attic. This home offers a tranquil view of the ponds across the street and in the backyard that you and your guest will enjoy! Newer items are roof, water heater, a/c system, water softener. This gated community offers many events and activities that your social calendar will always be full! Heritage Springs offers a golf course, tennis courts, pavilion w/picnic tables, grills, bocce, shuffleboard, horseshoes, club house w/restaurant & lounge, performing arts center, game room, billiards room, arts & crafts room, library & computer room, heated pool & spa, fitness center.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,900

Sqft

0.11 ac

Lot size

2

Garage

2005

Year built

One

Levels

$189

Per sqft

WaterfrontWater view55+ community

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingGarage Door Opener
ExteriorRain Gutters

Community & fees

HOA fee$346/mo
Taxes (2025)$2,799/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,018 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$233
HOA fee — from the listing$346
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$3,018/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$233
HOA / condo fee$346
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$334KedgeAI estimate $365,813 · range $348K$378K$393K

vs edgeAI estimate

−1.6%

$/sqft vs Trinity actives

$189 vs $232

Days on market

97 vs 42 typical

Where $189/sqft sits among the 47 Trinity actives

7
10 · this home
11
12
3
4
$166–189$189–213$213–236$236–259$259–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Springs

Map of 1933 ARBOR KNOLL LOOP inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa41 min

Get to know Trinity. See the full Trinity guide →

Heritage Springs — neighborhood snapshot

Population

3,004

Median age

47

Median income

$107,215

Median home value

$423,631

Avg household

3

Households w/ children

405

For the school run

Pasco County School District

ElementaryTrinity Elementary School★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Trinity market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$479K$484K

Trinity median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

22 of 47

Trinity actives have cut their price

Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the TRINITY 34655 median. See the full Trinity market guide →

Paper trail

This home's history

CurrentPrice reduced to $360,000 $40K
Apr 13, 2026Listed at $399,900 · 97 days on market since
2005Built · HERITAGE SPRINGS VILLAGE 24 & VILLAGE 24A

Reality check

What actually sold near 1933 ARBOR KNOLL LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1549 ARLINGTON OAKS COURTSold · Apr ’26

$300,000

1549 ARLINGTON OAKS COURT · same community

2 bd · 2 ba · 1,373 sqft · $218/sqft · 42 DOM

12136 ARRON TERRACESold · Sep ’25

$280,000

12136 ARRON TERRACE · same community

2 bd · 2 ba · 1,320 sqft · $212/sqft · 17 DOM

1231 FLORA VISTA STREETSold · Dec ’25

$342,500

1231 FLORA VISTA STREET

2 bd · 2 ba · 1,899 sqft · $180/sqft · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1933 ARBOR KNOLL LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1933 ARBOR KNOLL LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Elizabeth's phone and CRM.

Goes straight to Elizabeth’s phone and CRM.

Straight answers

1933 ARBOR KNOLL LOOP FAQs

What would the monthly payment be for 1933 ARBOR KNOLL LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,018/mo — principal and interest, the actual property-tax bill, the $346/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1933 ARBOR KNOLL LOOP?+

The association fee works out to $346 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1933 ARBOR KNOLL LOOP?+

The most recent tax bill on record (2025) was $2,799. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1933 ARBOR KNOLL LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Trinity?+

At $360,000, this home is listed about 22% below the Trinity median of $460,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1933 ARBOR KNOLL LOOP?+

Trinity Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Time on market is leverage

97 days on market against a Trinity median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Trinity Elementary School, James W. Mitchell High School, Seven Springs Middle School — Trinity Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $399,900, now $360,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Alex Stavro. MLS #W7884805.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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